1) Monthly payments for xbike is based on 36 months at 0% APR and $0 down. Financing does not include the cost of freebeat all-access membership (approximately $39/mo). Subject to credit check and approval. In cases of partial approval, a down payment may be required. Offer subject to change at any time. Previous purchases are ineligible. See https://www.klarna.com/us/what-is-klarna/ for details.